Your holiday home is your bolt hole, your place to go and escape from it all. Protect it with holiday home insurance.
It’s important to consider what may happen when you’re unable to visit for longer periods of time. Insuring your home correctly is crucial. Don’t worry, our advisors will talk you through every step of the process to make sure that you have the right cover. Here are some things to consider…
- Weather Where is your property? Is it susceptible to flooding, or storms?
- Location Is it near a city, or is it currently part of a building site which is experiencing high rates of crime?
- Contents How much have you paid to furnish your holiday home? Make sure you cover your furniture, clothing and other belongings.
- Loss of rental income If something happens to your home and you lose out on rental income as a result.
Did you know?
Standard home insurance cover is usually not enough for second homes, therefore you need a specialist holiday home insurance policy. In many cases, it doesn’t pay out if you leave the property empty for longer periods of time (often 30 days or more a year). Sometimes, you might not be covered if you let the property out for periods of time (through a rental company or online, e.g. Air BnB).